Insurance

Vehicle insurance is insurance for all the road vehicles. Its primary used to provide financial protection against physical damage, or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. Vehicle insurance may additionally offer financial protection against theft of the vehicle and against damage to the vehicle sustained from events other than traffic collisions, such as keying, weather or natural disasters, and damage sustained by colliding with stationary objects. It is compulsory to have vehicle insurance before using or keeping a motor vehicle on public roads.

Get cover for risks associated with logistics operation with vehicle insurance. 

Auto insurance in India deals with the insurance cover for the loss damage caused to the automobile or its parts due to natural and man-made calamities. It provides accident cover for individual owners of the vehicle while driving, and also for passengers and third party liability.

Longhaul Konnect provides Commercial Vehicle Insurance. Commercial vehicle insurance in India provides cover for all the vehicles which are not used for personal purposes like trucks and HMV’s. The amount of the premium depends on the showroom price of the vehicle at the commencement of the insurance period, make of the vehicle and the place of the registration of the vehicle. The vehicle insurance generally includes:

• Loss or damage by accident, fire, lightning, self ignition, external explosion, burglary, housebreaking or theft and malicious act. 
• Liability for third party injury, death, third party property and liability to pay driver.
• On payment of appropriate additional premium, loss/damage to electrical and electronic accessories.

The vehicle insurance does not include:

• Consequential loss, depreciation, mechanical and technical breakdown, failure or breakage. 
• When vehicle is used outside the geographical area.
• War or Nuclear perils and drunken driving.